The personal loan allows you to meet your financial needs and bring your projects to life. It is accessible to anyone who wishes to do so. Just go to the relevant organizations and you’re done. In this regard, there are several types of institutions in the financial market ready to serve you.
In this case, there are conventional organizations of personal loans both state and private and others that are specialized in the online service. Whether standard or online, the following comparison chart will help you choose the right financial institution for your current financial needs.
Traditional personal loan organizations are the most sought after. With their proven experiences and well-structured structural organization, they have the wind in their sails and are cited as a reference. In this regard, we can mention a few.
The Caisses d’Epargne
They are at the top of the list and are very high compared to other personal loan organizations. Present throughout most of France, they have granted nearly one third of personal loans distributed to French.
This feat is made possible by its network of associations called “Parcours Confiance” in which specialized advisers are entirely devoted to personal loans. Their role is not limited to the granting of loans.
They also have an obligation to accompany the borrower by giving him advice, for example help him distinguish the personal loan from other forms of credit, avoid him over-indebtedness…
In order to occupy more of the personal loan market, Crédit Mutuel has been involved in local partnerships with other national organizations such as Adie with whom it has been in partnership since 1994, the France Initiative with which it has been cooperating for 20 years., France Active of which he is founder of 6 out of 38 national funds.
On a regional level, initiatives have been taken in the same direction by Crédit Mutuel under the cover of dedicated structures such as Crédit Mutuel Arkéa (Ark’ensol), Caisse Solidaire of Crédit Mutuel Nord Europe and Crédit Mutuel Maine-Anjou.
Finally, to satisfy a greater number of people, Crédit Mutuel has been ingenious in creating the “proximity credit”. This product is intended for borrowers under 5000 euros
The Crédit Municipal de Paris (CMP)
Thanks to its regional personal loan platform, Crédit Municipal de Paris serves the entire island of France. Its role is to support the “working poor” by studying their demands and offer them to the banks.
Banque Populaire Atlantique
Through its network of agencies called Atlantique Coopération, Banque Populaire Atlantique deals with vulnerable clients who need funding related to employment and mobility.
Personal loan organizations online
More modern and efficient, these online organizations do not attract fewer customers. They are then many to appear on the web and arouse so many interests of Internet users. We can name a few.
Beyond the speed of any online purchase or subscription, cofinoga guarantees you personal loans 100% financed at well-studied rates, with no processing fees with monthly payments cut according to your budget. He accompanies you in the realization of your loan project from the beginning to the repayment.
To serve you better, cofinoga has partnered with cetelem.
For your total satisfaction, cofidis submits you to a simulation of your personal loan without any commitment. This step stamped, you can apply without any commitment with an optional insurance cost of 11.20 euros per month. And your file is processed quickly.
Sharing practically the same principles as others, sofinco helps you prepare your personal loan project, choose the amount and the monthly payment that suits you, make your request and get an immediate response.